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About silent

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  1. silent

    E bikes

    couple 26" wheels with speed controller on fleabay for $250. so, depending on battery could be a cheap experiment if you have an old doner bike.
  2. silent

    Property Investment

    Back to my car analogy, the warning lights are on, do you pull over now or double down before the freeway and risk being overtaken by some shitty holden? In all seriousness, the value of something is determined, among other things, by future price expectations. If you take the emotional aspect of "it will always go up" out of it, what exactly is going to continue driving up the price? Cashed up investors with already 4x rentals? Because at the moment, if you don't have 2 or more, its pretty hard to get into the market. There's many words that could describe it, but sustainable doesn't seem to be one when people have borrowed to their eyeballs on interest only loans, interest rates couldn't be lower, wages are not growing, and still the clearance rate is dropping. While you might still be able to make money, factor in insurance, rates, cgt and total risk. 3.5 years ago when this thread started was a better time to buy than now, and the future risk could be seen then. I see no cold hard statistics pointing towards it improving in the near future, prices will probably still go up for a while but the risk is too high for me.
  3. silent

    Property Investment

    Without the housing market, what are people going to invest in to rob future generations? is there an alternative? The stock market?
  4. silent

    Property Investment

    In my view: "Crash" is a sensationalist term, generally used instead of price correction. It is usually the period of time following peak overvalue but before the return to the previous, longer term price gradient. The differential between the peak and long term average is irrelevant. Could be $5k, or $100k... thats up for debate.
  5. silent

    Air filter oiling.. enough?

    I'd try A on a brand new filter, it almost like its having a reaction to a prior product and not hanging around evenly? I use the motul myself and often think its probably too thick to cover everywhere without restricting air flow, a middle ground product would be nice. But as above, its probably just the lack of die?
  6. stick to the drz400. Getting the suspension set up correctly is a *must* the stock setup is a deflecting and compression packing nightmare. Just don't fight the weight. If you get stuck on a log, roll back and hit it again instead of trying to push it over, roll back down and give the hill a 2nd shot etc. The engine has heaps of low grunt and doesn't flame out, so use it to the advantage and its a more than capable bike.
  7. silent

    Property Investment

    For only $100, he will sell you a $20 note he once bought for $40. You can invest it in a bank account with yearly rental returns. The purchase transaction fee can be claimed in pre-tax dollars. Special sale agents will charge a 5% fee to sell it should you choose to. You also have to pay annual maintenance, insurance and rates on the $20 for a small fee of $1. If you are lucky, you can sell the $20 to someone else for $100 too after a few years of price stagnation, because $100 is the most people can afford on their median wages that haven't experienced growth in decades. Who's in?
  8. You can look into countries that have legislated daytime running lights. Also this: A headlight is much easier to identify at a longer distance than any object, especially with variations in shade & sunlight as the headlight will be consistent, and you will have a conditioned reflex to take evasive action when its heading your way. Without a light, your brain must take additional steps to identify the incoming object and its direction, based on shape against a backdrop of inconsistent surroundings, its just how the organ works. I personally think it would make around 10-15% quicker reactions on a blind test if anyone ever did one. But ultimately, if it makes a just a 1% difference, it will save 10 people for every 1000 of us that ride with one.
  9. I'd run one just to reduce the risk of head on more than worrying about a fine.
  10. silent

    Property Investment

    Those will just be the first to drop, but there is no guarantee where it will end. Like bitcoin, or over inflating your tires, a good bubble will expand a lot more than most people think before it bursts, so there will be money to be made until then.
  11. silent

    Property Investment

    fake news, its not real. whats actually happening is the periodical decoupling of the local currency from speculative amounts materialised as overvalued investments due to credit servicing limits and standard lending practices. oh.... wait.
  12. silent

    Property Investment

    I think fully is trying to warn us about something?
  13. silent

    Wombat Closure

    did you know the next VORC round was also canceled due to someone lodging a VCAT dispute? That was once a year race on private property ffs! The area's with shaded lines will be locked down, anything with track in the name will be have a gate: "management vehicles only" In their other report, they recommend 90% of vic state forests become national parks, they will tell you where to camp and how much to pay. Cobaw will be a complete lockdown. It looks like game over, the Labor government uses these groups for sham feedback, the LXRA does the same thing and they claim everyone wants this, just like a skyrail in their back yard.
  14. silent

    Wombat Closure

    greens logic: make recreational activity illegal, legalise drugs instead.
  15. silent

    Wombat Closure

    The VEAC recommendations came out today. Cobaw will be hit the hardest, a complete lockup, almost everything out west will become locked down NP's once it goes ahead. Labor trying to win over greens votes.